Florida State-Wide Water Damage Attorneys
Need Help with a Delayed, Denied, or Undervalued Claim?
Most insurance policies cover water damages to restore your property to its pre-loss condition. However, insurance carriers are notorious for underpaying and denying water damage claims. Water damage claims may seem that they are not covered, there may be exclusions in the policy for specifics related to water damages, or these claims may be limited by a dollar amount.
If you’re having trouble with a water damage claim in the Florida State-Wide area of South Florida, The Knoerr Law Group may be able to help. We are highly experienced property damage attorneys who know how to deal with unethical and negligent insurance providers to help our clients pursue the full coverage included in their policies. We know how to identify and stop bad faith practices by insurance carriers. Our attorneys have over 45 years of experience in handling these types of claims.
How to Prevent Further Damage After a Flood
IIf you have discovered water damage, the first thing you should try to do is prevent more damage from occurring. Depending on the situation, this may be difficult or even impossible, such as water damage from a natural disaster or house fire.
Steps to take to prevent more damage:
- Stop all water flow and leaks
- Remove any pools of water that have collected
- Attempt to dry any wet areas
- Reach out to a water restoration company for assistance
If you do hire professional services to repair the damage, save every receipt for your insurance.
Causes of Water Damage
Water can seriously damage any home or business. In addition to damaging personal property, flooring, and furniture, it can lead to mold, decay, and other problems if it is not handled properly and as quickly as possible.
Water damage may be caused by:
- Pipe bursts
- Shower pan failure
- Sink leaks
- Bathtub cracks
- Hose cracks in refrigerator lines
- Faulty plumbing fixtures
- Roof leaks
- Water intrusion in a hurricane, tornado, or other storm
- Firefighting efforts
- Foundation cracks
Water finds the lowest point at which it can sit, and therefore, sometimes the damage caused by water is not seen immediately. The rippling of wood, laminate, or uplifting of tile flooring is most often related to water damage. If you suspect water intrusion of any kind, you should act quickly and contact a plumber or other professional to stop the water from continuing to damage your property.
Filing a Water Damage Claim in Florida State-Wide
If you are dealing with water damage, ask your plumber to document what he or she has found and what repairs are needed. File a claim with your insurance company, take photographs of what you have found, and keep all invoices and estimates from plumbers or contractors hired to assist with this loss.
Filing your claim quickly and properly for claims resulting from the “sudden and accidental” water loss is important. Repairs for water damage can be expensive and extensive and may not always be known at the onset of the loss. These amounts needed for repairs are not just for the water-damaged items. They include line items to match related work, such as cabinetry or flooring that may need to be torn out and replaced to match new repairs.
Interested in learning more? Call our Florida State-Wide water damage lawyers at (954) 749-3151.