Underpaid Claims

Underpaid Claims

Insurance Claim Attorneys Serving Florida

It is an unfortunately rare occurrence for an insurance provider to properly value a property damage claim from the get-go. What typically occurs, particularly in cases involving significant losses, is that the insurance company tries to underpay the claim. Whether they use delay tactics first or offer a lowball settlement right off the bat, they leave a property owner with insufficient funds to fully repair or rebuild.

If you believe your property damage claim is being undervalued, The Knoerr Law Group may be able to help. Our Florida underpaid insurance claim lawyers know when insurance providers are acting in bad faith and undervaluing property damage claims. We know how to evaluate policy language and explain it to you in clear terms, so you know what you are entitled to, what to expect, and how to proceed. We can even help if your claim has already been closed, but you suspect that it was underpaid.

For more information on underpaid and undervalued claims, call (954) 749-3151.

Is Your Property Damage Claim Undervalued?

Property damage claims are often undervalued. Insurance companies and their employees are not interested in paying out large settlements. They want to keep payouts low and premiums high to protect their profit margin, and this can sometimes come at policyholders’ expense.

A property damage claim may be undervalued if:

  • An adjuster is from another state or county. After hurricanes and other natural disasters, some providers pull in adjusters from across the country. These people may not be qualified to properly assess the damage in your area and the value of your property.
  • Damages are improperly misclassified. Insurance adjusters may say that certain damage was caused by something other than the source of your claim. Misclassification of storm damage is a common issue if an adjuster is unfamiliar with hurricane, tornado, or wind damage.
  • Your policy is misinterpreted. Whether through intentional misconduct or negligence, an insurance provider may state that a policy does not cover a particular type of damage that is included in your claim, or that your property’s damage pre-dates your policy term.

If your claim was undervalued, you may have the right to an independent appraisal. You can also gather additional documentation and evidence to support your claim. Regardless of the reasoning behind a low settlement offer, our Florida lawyers at The Knoerr Law Group can take steps to seek a fair assessment. We take on cases involving storm, mold, water, smoke, fire, theft, and all other types of damage. 

Reopening Closed Claims

After their claims are closed, many policyholders lose hope of ever recovering the amount they deserve. Even if the damage occurred some time ago, you may be able to reopen your claim and pursue the full amount you are rightfully owed. Underpaid claims need to be addressed on a case by case basis, so we recommend involving our attorneys as soon as you suspect that you received an unfairly low settlement. 

Contact Our Florida Property Damage Attorneys

If your claim was underpaid or you have been offered an unfairly low settlement, The Knoerr Law Group can defend your interests. We are passionate about fighting for residential and commercial property owners and have experienced firsthand just how difficult it can be to rebuild when your insurance company does not treat you in a fair and reasonable manner. We also handle denied and delayed claims.

Level the playing field – call (954) 749-3151 or contact us online for experienced help with an underpaid property damage claim in Florida.


Hear It From Our Clients
  • I don’t usually write reviews but in this particular case, I felt compelled to do so on behalf of Linda Knoerr and her staff. Without doubt Linda has become one of our family’s heroes!

    She exemplified confidence and compassion for us when our options seemed quite limited. Also, the likelihood of a successful decision seemed that it wasn’t going in our favorable direction. Well, Linda and her staff prevailed and came away with a financial victory for our family. Linda always took the time to explain all of the upcoming legal steps and always maintained her calm composure yet showed her tenacity to the insurance company when necessary!

    I would absolutely recommend Linda Knoerr’s Law Group without hesitation!

  • Linda Knoerr is an outstanding lawyer. She has a unique balance of personal and professional skills. Linda has intellect, perserverance, and relationship attributes not collectively found in my experience with business and broad personal and family related practices. My case was not a layup to present and win. Linda's legal knowledge, personal skills, relationships and persistence let to a settlement that was remarkable...and consequently fully acceptable.

  • We cannot thank our lawyer Linda Knoerr and her team for coming to our rescue in fighting our terrible home owners insurance company, Tower Hill, who left us high and dry after damage to our roof and total loss to our mater bedroom and our living room. Linda would not rest during the fight with Tower Hill. We have never been in such a situation where our protector (Tower Hill) walked away when we needed them the most. Linda Knoerr is a pitbull for justice. And who would have known that insurance companies can do the things they do when we pay them to protect us!!

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