Property, whether residential or commercial, is typically the biggest investment one makes.  There are many threats to property, such as theft, fire, water, wind, and storm damage - just to name a few. You purchase insurance to protect these valuable investments, and your insurance company should fully, properly and promptly reimburse you if you suffer such a loss.  Unfortunately, Insurance companies very often delay, underpay – or deny valid insurance claims.

In the unfortunate event your property suffers loss and damage, a property damage attorney can be instrumental in assisting you with your claim, and if necessary, the litigation to assist you in receiving the funds available under your policy of insurance. Many policyholders do not know their rights. Many people are unaware:

• You don’t have to simply accept the insurance company’s decision and amounts paid if the funds are not enough to place your home in its pre-loss condition;
• You have the right to challenge an underpayment or denial of a claim;

There are many advantages of hiring a property damage attorney and the information below covers five of them. Keep reading to find out why hiring Knoerr Law Group could make all the difference to the outcome of your case.

1. Evaluation of Your Claim and Policy

Property damage to your home or business is a horrible event to experience. Filing an insurance claim can be an ordeal as well. It can be very frustrating and confusing for a property owner to handle an insurance claim on their own, and to undertake all of the necessary steps required to see the claim through to a positive resolution. 

A property damage attorney will be able to help assess the level of damage to your home and point out areas where coverage applies and determine what will stand up in a property damage claim. They will be able to put together an inventory of damages that will back up the claim.

2. Handling Evidence

Property damage attorneys will know how to collect evidence to build the strongest case possible to support your claim, and will examine all the facts and circumstances surrounding the loss and damage. They may also hire experts, such as an engineer and know who is the best person needed to win the case.  A lawyer will have the resources necessary to find out as much information as possible.

3. Legal Expertise

Your insurance policy has conditions, duties and requirements that you have to comply with before and after filing a property damage insurance claim.  Most insureds do not know what these conditions are, let alone how to comply with them.  If not responded  correctly to your insurance company as to a claim, it may affect your rights and resolution of your claim. Hiring a lawyer is the best way to ensure you are in compliance with your obligations.

A good property damage attorney will also have extensive knowledge and experience to navigate your policy and the complex Florida legal system. They will understand the laws that govern your circumstances and know how they impact your insurance claim.

An attorney will know the proper processes for filing the claim and communicating with insurance companies. If you settle out of court, they will be able to advise you on the pros and cons of the offer.  If your case goes to trial, the attorney will be able to represent you in a court of law.

4. Negotiating Power

While property damage claims can go to trial, most cases settle out of court. For this reason, many claims are not about either winning or losing, but the ability to get the best possible compensation for the damage you experienced given the facts of your claim.

Knoerr Law Group has qualified attorneys who will be able to negotiate with the insurance company on your behalf. This not only ensures that the claim process is handled properly, but it alleviates the need for you to do it yourself.

5. Expediency and Convenience

If you have experienced major property damage, you likely want to receive money for repairs as soon as possible, so that you can move on with your life. Insurance claims can drag on for long periods, especially in complex situations where insurance companies are pushing back.

A property damage attorney will ensure that your case gets settled as soon as possible. Also, until it is, they will handle the proceedings.

Find a Property Damage Attorney with Experience

The Knoerr Law Group is a boutique property damage law firm that specializes in residential and commercial insurance claims. Owner, Linda Knoerr lived through Hurricane Andrew as a resident of Miami. She experienced being evacuated and the loss of the roof of her property during the storm. Over the past three decades Linda and her team have helped hundreds of families with their property insurance claims, spending time with clients, family and friends assisting them to achieve a positive outcome through their insurance coverage. This is our goal.

The Knoerr Law Group team will leverage our legal knowledge and years of experience, and work hard to represent your claim. We are ready and able to assist you in your property damage insurance claim and we are only one phone call away. If you would like help with your insurance claim, please call us and let us know how we can assist you. Call 877-77-LINDA or click here to schedule a free consultation.