HURRICANE SEASON STARTS JUNE 1ST - KNOW WHAT TO CLAIM FOR DAMAGES: What to Do When Your Property Damage Claim Is Undervalued by Your Insurance Company

In 2023, Florida experienced two billion-dollar natural disasters due to hurricanes. As the 2024 hurricane season approaches, in ONE week, June 1st, Floridians should be prepared for the potential of property damage caused by these powerful storms.

If you suffer property damage from a hurricane or other weather event during the 2024 season, you expect your insurance company to comply with the terms of the insurance policy to fully pay the cost to place your property in its pre-loss condition. Unfortunately, even when insurers afford coverage for claims they often undervalue them and pay a fraction of the costs of restoring property. If the underpayment of valid claims wasn’t bad enough, new insurance laws in Florida can make pursuing your rights more difficult.

Although the average homeowner will requires a  property damage lawyer to  file the claim and  comply with the conditions and understand coverages afforded in the language in the multi-page policy, endorsements, and statutes property owners would like to trust their carriers.    Learn what to do if your claim is undervalued and how the experience of Knoerr Law Group will fight to get the compensation you deserve.

File Your Property Damage Claim as Soon as Possible

Recent changes in Florida law give you less time to file a property damage claim after a hurricane or other event.  While most insurance policies require you to give notice of a loss and claim “promptly”,  you must giver such notice of a claim or reopened claim within one year of the date of loss.  Supplemental claims must be filed within 18 months of the date of loss.

Failing to follow these rules can negatively impact your ability to make a recovery on your claim or make a fair settlement harder. Knoerr Law Goup will  help you navigate the complex deadlines and rules you need to follow.

Reject an Undervalued Settlement Offer

If you receive a payment or offer you believe is insufficient to repair all of the covered damage to  your property, you don't have to accept it.  You can demand that you are paid the full amount necessary to restore your property to its pre-loss condition, minus your deductible.  To do this you will need a written list of damages to provide a demand to your carrier with photos of the damages. 

Knoerr Law Group has the skill and expertise to recognize when the insurer is making an incorrect policy interpretation. We are uniquely suited to respond to the carrier’s underpayment and make the most effective demand possible.

Choose the Right Lawyer for Hurricane Property Damage

The attorneys at Knoerr Law Group have more than 50 years of combined experience helping residential and commercial property owners with their property damage claims, and the majority of the claims we have handled involve hurricane and windstorm damage.   We are very proud of our success rate in obtaining favorable recoveries for our clients.  Know who you are hiring for your insurance claim after a hurricane or windstorm loss or any property damage.

Schedule a consultation with Knoerr Law Group today and let us help you get the compensation you deserve for hurricane property damage.