Unfortunately, dealing with property damage is often an exhausting and frustrating process. The policy has many conditions the owner must comply with that will otherwise allow the carrier to delay or deny the claim.  The Process is also very time consuming and stressful when you have not experienced it before. 

A property damage attorney can help you resolve the claim, set the claim up correctly and methodically move through the process.  Not everyone knows what hiring a property damage attorney entails or when they should hire an attorney.

Let's explore everything that you should keep in mind. 

1. Incident to Property Occurred

It should come as no surprise that is essential to hire a property damage attorney if an incident  occurs that causes damages to your property.  The incident can be a Hurricane, windstorm, water damages, pipe break, fire damages, tornado to name some. If the incident that occurred resulted in the damage to your property it's highly likely that you will also have to deal with claims adjusters, desk adjusters, engineers, etc. from the insurance side until you make a decision you need an attorney to move to a positive resolution through a civil lawsuits.

2. A Loss of Productivity in Commercial Claims

Property damage can easily result in a loss of productivity for your business if the incident effects commercial property. This becomes even more true with severe cases, such as if damage occurred to machinery or equipment in your company.

It's also not uncommon for property damage to prevent your employees from working within certain areas of your property. So, it's in your best interest to contact a property damage attorney as soon as possible if this type of incident occurs. 

3. Insurance Bad Faith 

Insurance companies are legally obligated to operate in 'good faith,' a term that means they are responsible for paying a claim unless there is a legitimate reason for them to not do so.

The most common reason is a policy violation, which allows them to forego paying a claim if an individual's insurance policy didn't cover that type of damage or if you don’t comply with your duties. Unfortunately, insurers do not always pay the way they're supposed to.

If you feel that your insurance provider has refused to compensate you for the amount you need  when they should have, consulting with a legal professional is an essential step to take.

4. Loss of Use or Loss of Business

For instance, property damage that is in the process of being repaired and effects your ability to use your property could also effect your business.  If your business is being rebuilt it  could deter customers from entering the building. This could easily result in them switching to a competitor, and they may not return to your company even after the damage has been repaired.

A loss of customer confidence can easily lead to thousands of dollars in lost revenue. 

Knowing When to Hire a Property Damage Attorney Might Seem Difficult

But the above information will make the process far smoother than you anticipated. From here, you’ll be able to Work with the property damage attorney who is ideal for your situation and get the compensation that you deserve. 

Want to learn more about what we have to offer? Feel free to reach out to us today and see how we can help.