If you're still waiting for the Hurricane Ian claim payment your insurance company owes you, you're not alone. Statistics shows us that tens of thousands of claims remain open. Almost 8,000 complaints were filed against insurers in the first seven months after the storm.

You can take action if your insurance company ignores or tries to underpay your Florida Hurricane Ian claim. Learn more about the rules for property damage claims and how Knoerr Law Group can help you get the payment you deserve.

How Long Can the Insurance Company Delay Full Payment of a Claim?

Florida Statutes and your insurance policy have conditions, duties and requirements that you have to comply with before and after filing a property damage insurance claim.  Included in this are deadlines that policyholders and insurance companies must comply with. Florida recently changed the laws regulating property insurance claims and there are new deadlines for policyholders and insurance companies to comply with  to fulfill  statutory duties and conditions and terms under your insurance policy. 

Most insureds do not know what these conditions are, let alone how to comply with them.  If not responded to correctly, it may affect the payment of your claim. Hiring a lawyer is the best way to ensure you are in compliance with your obligations.

A good property damage attorney will also have extensive knowledge and experience to navigate your policy and the complex Florida legal system. They will understand the laws that govern your circumstances and know how they impact your insurance claim.

An attorney will know the proper processes for filing the claim and communicating with insurance companies. If you settle out of court, they will be able to advise you on the pros and cons of the offer.  If your case goes to trial, the attorney will be able to represent you in a court of law.

What to Do if Your Florida Hurricane Claim Was Denied

Insurance companies often deny or try to underpay Florida hurricane claims. You do not have to accept your insurance company’s decision on your claim.  You can challenge their decision if  your insurance company fails to offer adequate compensation due to you under your policy.

If your carrier has denied your claim it may  be the result of a misunderstanding or misinterpretation. Insureds can file a complaint with the Florida Department of Financial Services if your insurance company isn't correctly following the terms of your policy.

You can reach out to your claims adjuster. If you have additional supporting evidence for your claim, the adjuster may reevaluate it.

Or you can hire a property damage attorney to help you get the recovery you deserve.

Hire an Experienced Hurricane Damage Attorney

Handling a claim on your own is difficult.  Knoerr Law group attorney will give you a greater chance of success having years and years of experience. We understand the complexity of insurance laws, policies and keep on top of the changes in laws.

A property damage attorney will ensure that your response and demand to a wrong amount paid, incorrect areas of damages or improper inspections are handled correctly.  

For many people, the insurance company will settle the case rather than deal with a potentially long trial, and your attorney will provide the correct evidence to your insurance company to allow it to fully pay your claim sooner than later. 

Get Your Hurricane Ian Insurance Claim Settled

Thousands of Floridians are still waiting for payment on their Hurricane Ian insurance claims. If you aren't getting the results you need on your own, Knoerr Law Group can help. Our property damage lawyers have over 50 years of combined experience.

The Knoerr Law Group will fight on your behalf to get the settlement you deserve. We know how to get the full benefits paid that are should be paid under your policy.

Schedule a consultation with the Knoerr Law Group today and start making progress on your Florida Hurricane Ian claim.